Habitat For Humanity

(705) 750-1456

Homeownership

YOU CAN BE A HOMEOWNER!

What it means to partner with us

Do you dream of owning your own home, but despite all your efforts, are having trouble saving enough for a down payment and don’t qualify for a conventional mortgage? Habitat for Humanity Peterborough & Kawartha Region may be able to help.

We partner with families to help them build and buy their own home through a unique affordable homeownership solution. Learn about the steps to homeownership and find out if you qualify.

Steps to apply for homeownership


Qualify with an income of $30,000 – $61,500

The Family Selection Criteria

Habitat for Humanity partners with families who are ready for the responsibility and challenges of homeownership.                                                      To qualify for a Habitat home, you must meet the following criteria:

Need for Affordable Housing

  • Current housing is substandard; either overcrowded, unsafe or high rent relative to your income and /or you would not qualify for a traditional mortgage.

Ability to Pay

  • Have a stable/consistent source of income
  • Your income must be within the low income cut-off range. People receiving social assistance may apply if there is an additional source of income in the family
  • You must not have an overwhelming amount of debt (Any bankruptcy has been discharged for at least 3 years)
  • All family members must be Canadian citizens or permanent residents of Canada and have worked or lived in Peterborough, Peterborough County, City of Kawartha Lakes or Haliburton for 1 year
  • Your annual family income must fall between $30,000 – $64,300

Willingness to Partner

  • You are willing to partner with Habitat for Humanity; families must achieve 500 ‘sweat equity ‘ hours by helping to construct their own home or through various Habitat programs
  • You are willing to accept all the responsibilities of homeownership including insurance, taxes, utilities, maintenance and other common homeowner expenses
  • Your are willing to participate in Habitat’s ‘Family Partner Program’ which offers support and guidance in all aspects of homeownership
  • You are willing to work towards building solid relationships with volunteers donors, community members and neighbours as a Habitat homeowner

Contact Us

Habitat for Humanity
Peterborough and Kawartha Region

550 Braidwood Ave
Peterborough, ON K9J 1W1
705-750-1456
Registered Charity # 85772 4447 RR0001

ReStore Peterborough
705-742-8572

ReStore Lindsay
705-880-4663

Main Line
1-855-750-1456 (free)